Savings Products
Ready to save? Security First Credit Union has several savings products to match your needs and future goals. Give us a call or stop in to one of our Branch Locations to learn more about how we can help you save! 956-661-4000
Minimum deposit to open: $5.00
Minimum balance for additional services: $50.00
* Dividends paid monthly
* Dividends paid on a tiered balance method on the average daily balance
* Account transfer and withdraw limitations apply
Minimum deposit to open: $2,500.00
* Account transfer and withdraw limitations apply
Minimum deposit to open: $50.00
* Dividends paid monthly on an average daily balance.
* IRA Share accounts available in Traditional, Roth, and Coverdell
* IRA rules apply to this account for withdrawals and contributions
Minimum deposit to open: $10.00
* Dividends paid monthly on an average daily balance.
* Funds in the account are automatically sent to the account holder on November 1st.
* Any withdraws done during the year will be assessed a $10.00 fee.
Share Savings
(Rates based on average daily balance)
| Type of Account | Minimum Deposit | Balance of Earn Dividends | Dividend Rate | APY* |
|---|---|---|---|---|
| Regular Share Account | $5.00 | $100.00 and greater | 0.10% | 0.10% |
| Young Member Club Account | $1.00 | $1.00 and greater | 0.20% | 0.20% |
| IRA Club Account | $50.00 | $50.00 and greater | 0.25% | 0.25% |
| Holiday Club Account | $10.00 | $10.00 and greater | 0.10% | 0.10% |
| Business Savings | $5.00 | $50.00 and greater | 0.10% | 0.10% |
Money Management
(Rates based on average daily balance)
Minimum Deposit: $2,500.00
| Balance of Earn Dividends | Dividend Rate | APY* |
|---|---|---|
| Tier 1 $2,500.00-24,999.00 | 0.10% | 0.10% |
| Tier II $25,000.00-49,999.00 | 0.20% | 0.20% |
| Tier III $50,000.00 | 0.25% | 0.25% |
| Tier IV $100,000.00 and greater | 0.30% | 0.30% |