Savings Products

Piggy bank being used to save.

Ready to save?  Security First Credit Union has several savings products to match your needs and future goals.  Give us a call or stop in to one of our Branch Locations to learn more about how we can help you save!  956-661-4000

Share SavingsMoney Management AccountIndividual Retirement Club AccountHoliday Club Savings Account

Minimum deposit to open: $5.00

Minimum balance for additional services: $50.00

* Dividends paid monthly

* Dividends paid on a tiered balance method on the average daily balance

* Account transfer and withdraw limitations apply

Minimum deposit to open: $2,500.00

* Account transfer and withdraw limitations apply

Minimum deposit to open: $50.00

* Dividends paid monthly on an average daily balance.

* IRA Share accounts available in Traditional, Roth, and Coverdell

* IRA rules apply to this account for withdrawals and contributions

Minimum deposit to open: $10.00

* Dividends paid monthly on an average daily balance.

* Funds in the account are automatically sent to the account holder on November 1st.

* Any withdraws done during the year will be assessed a $10.00 fee.

Share Savings

(Rates based on average daily balance)

Type of AccountMinimum DepositBalance of Earn DividendsDividend RateAPY*
Regular Share Account$5.00$100.00 and greater0.10%0.10%
Young Member Club Account$1.00$1.00 and greater0.20%0.20%
IRA Club Account$50.00$50.00 and greater0.25%0.25%
Holiday Club Account$10.00$10.00 and greater0.10%0.10%
Business Savings$5.00$50.00 and greater0.10%0.10%

Money Management

(Rates based on average daily balance)

Minimum Deposit: $2,500.00

Balance of Earn DividendsDividend RateAPY*
Tier 1 $2,500.00-24,999.000.10%0.10%
Tier II $25,000.00-49,999.000.20%0.20%
Tier III $50,000.000.25%0.25%
Tier IV $100,000.00 and greater0.30%0.30%