Savings Products

Piggy bank being used to save.

Ready to save?  Security First Credit Union has several savings products to match your needs and future goals.  Give us a call or stop in to one of our Branch Locations to learn more about how we can help you save!  956-661-4000

Share SavingsMoney Management AccountIndividual Retirement Club AccountHoliday Club Savings Account

Minimum deposit to open: $5.00

Minimum balance for additional services: $50.00

* Dividends paid monthly

* Dividends paid on a tiered balance method on the average daily balance

* Account transfer and withdraw limitations apply

Minimum deposit to open: $2,500.00

* Account transfer and withdraw limitations apply

Minimum deposit to open: $50.00

* Dividends paid monthly on an average daily balance.

* IRA Share accounts available in Traditional, Roth, and Coverdell

* IRA rules apply to this account for withdrawals and contributions

Minimum deposit to open: $10.00

* Dividends paid monthly on an average daily balance.

* Funds in the account are automatically sent to the account holder on November 1st.

* Any withdraws done during the year will be assessed a $10.00 fee.

Share Savings

(Rates based on average daily balance)

Type of AccountMinimum DepositBalance of Earn DividendsDividend RateAPY*
Regular Share Account$5.00$100.00 and greater0.10%0.10%
Young Member Club Account$1.00$1.00 and greater0.20%0.20%
IRA Club Account$50.00$50.00 and greater0.25%0.25%
Holiday Club Account$10.00$10.00 and greater0.10%0.10%
Business Savings$5.00$50.00 and greater0.10%0.10%

Money Management

(Rates based on average daily balance)

Minimum Deposit: $2,500.00

Balance of Earn DividendsDividend RateAPY*
Tier 1 $2,500.00-24,999.000.10%0.10%
Tier II $25,000.00-49,999.000.20%0.20%
Tier III $50,000.000.25%0.25%
Tier IV $100,000.00 and greater0.30%0.30%

The Board of Directors, as required by law, reviewed and set the rates to be paid on the following accounts effective September 1, 2018. Rates are subject to change without prior notice. For further information regarding applicable fees and terms, contact an employee at any Security First Credit Union Office.