When using a Security First Visa® Debit or Credit Card, your purchasing power goes wherever you go.

Visa® Debit Card Purchasing Power in the Palm of Your Hand, Wallet, or Phone

Your Security First Visa® Debit Card can be used anywhere Visa® is accepted – online and in-stores.

  • Earn reward points with uChoose Rewards
  • Instant-Issue Debit Card with an SFCU checking account
  • EMV chip technology
  • Free ATM transactions at any SFCU branch ATM
  • ATM access at Stripes Convenience stores*
  • Add to your smartphone’s digital wallet – Apple Pay®, Google Pay, and Samsung Pay
  • Manage your SFFCU cards on your time, anytime, with Card Management.
Visit any of our 9 convenient branches to get your Security First Credit Union Instant-Issue Debit Card.

Not a member of uChoose Rewards yet?

Register your SFCU Debit Card for uChoose Rewards today and earn 1 point per $2.00 for all your signature-based purchases – wherever you shop!
Redeem for the rewards you want most – the choices are endless! Plus, earn even more points with participating uChoose Rewards retailers.

Register, review participating retailers, and activate your offers today at

*$1.50 fee per withdrawal at all other ATMs, including Stripes.
**There is a $5 fee for replacement cards.


The Security First Visa Credit Card provides purchasing power with low introductory rates and no annual or balance transfer fees.

  • No Annual Fee
  • No Balance Transfer Fees
  • Add to your smartphone’s digital wallet – Apple Pay®, Google Pay, and Samsung Pay
  • NEW! Manage your SFCU credit card directly in our FREE SFCU Mobile App with Card Management. Simply select the card icon in the main menu.


Visa Platinum Credit Card
Purchases, Balance Transfers, and Cash Advances (for 6 months/Introductory rate) 3.25% – 9.25%
After 6 months 12.50% – 17.50%

* APR = Annual Percentage Rate. It is the annual cost of a loan to a borrower – including financed fees.

†The Board of Directors, as required by law, reviewed and set the rates effective September 1, 2023. Rates are subject to change without prior notice. For further information regarding applicable fees and terms, contact an employee at any Security First Credit Union branch.