uChoose Rewards is a rewards program available to our VISA® Debit Card holders. Simply use your card at gas stations, your favorite stores, or anywhere else you use your SFFCU debit card for signature-based purchases. The more you shop and sign, the more you earn, and the more you are rewarded.


  • Earn 1 point per $2 every time you use your debit card and SIGN for all your purchases (credit).
  • Earn additional points by shopping at participating retailers in-store or online at uchooserewards.com
  • Redeem points for millions of items
  • Shop and earn more points
  • View your reward points in SFFCU’s mobile banking app


You can now Pay with Rewards at millions of retailers when you checkout with PayPal2. Use your uChoose Rewards® on all or part of your PayPal purchase, with no minimum spend. You can put as much or as little of your uChoose Rewards towards the things you want and enjoy all the benefits of PayPal. Why wait? Pay with rewards now.

It’s that easy to set up and start enjoying the perks of your rewards card from SFFCU! And you can earn points everywhere your Visa® debit card is accepted!

Register today at uChooseRewards.com.


What is uChoose Rewards program?
How do I register my Personal Rewards Debit Card?
How much does it cost to participate?
How do I earn points?
What is a signature-based “Credit” transaction?
When can I start redeeming my rewards points at www.uchooserewards.com?
When do my points expire?
What will happen to my points if my card is lost or stolen?
What if I have another question?

See a complete list of participating local, national and online retailers, including a full online catalog of redemption options at uchooserewards.com.
*Participating retailers subject to change.

1When using points at checkout, each point is worth $0.00915, which means 100 points equals $0.915 in redemption value. Available on eligible transactions. Terms apply. 

2You may not see Pay with Rewards every time you check out online with a merchant. Not currently available for sending money, recurring payments, and in-store transactions. Pay with Rewards will be available on eligible cards on eligible purchases or can be donated to support a charitable cause with PayPal Giving Fund. All reward redemptions are subject to your issuer’s reward program terms. To learn more about Pay with Rewards, see terms and conditions.