Direct Deposit is an electronic deposit of funds directly into your Security First Credit Union account. Direct Deposit allows a paycheck to be immediately available into your account at midnight on the day it’s issued and is not subject to a check clearing wait period. Salaries paid via paper check may take a week or more to clear. Direct Deposit is a convenient alternative to traditional banking. No more worries about mail delays; eliminate the risk of losing a check or physically waiting in a teller line or ATM to make a deposit. Direct Deposit is on time every time; plus it’s safe, simple and convenient.