FREE Credit Score, Report, and Monitoring

As a Security First Credit Union member, you can access your credit score FREE through online banking and our mobile banking app. SavvyMoney® is a FREE comprehensive Credit Score program designed to help you stay on top of your credit. This new tool breaks down and grades each section of your report on payment history, credit usage, total balances, credit age, and recent credit. In addition, Credit Score tells you why your grade is what it is and how to improve your score.

    • Daily score updates – Access your score anytime and anywhere
    • Real-time security updates any time your credit file changes
    • Free accessible through online banking and mobile banking
    • Money-saving offers
    • Create and track credit score goals
    • Credit monitoring
    • Change alerts
    • Tips and educational information on how to improve your credit score

How to Enroll

  1. Log in to Online Banking or our Mobile Banking App
  2. Click on “Get Your Credit Score” or “Your Credit Score”
  3. Enroll (It’s FREE!), and you’re all set!

Ready to take control of your credit? Log in to online banking or mobile banking to get started!

Online Banking


Discover the Power
Download the free app from iTunes® or the Google Play™ store.



SavvyMoney FAQs
What is SavvyMoney Credit Score?
What is SavvyMoney Credit Report?
Is there a fee?
How often is my credit score updated?
How does the SavvyMoney Credit Score differ from other credit scoring offerings?
Why do credit scores differ?
Will Security First Credit Union use SavvyMoney Credit Score to make loan decisions?
Will SavvyMoney share my credit score with Security First Credit Union?
How does SavvyMoney Credit Score keep my financial information secure?
If the financial institution doesn’t use SavvyMoney Credit Score to make loan decisions, why do we offer it?
What if the information provided by SavvyMoney Credit Score appears to be wrong or inaccurate?
There is a section on the site that features both Security First Credit Union product offers and financial education articles. Why am I seeing this?
Will accessing SavvyMoney Credit Score “ping” my credit and potentially lower my credit score?
Does SavvyMoney offer credit report monitoring as well?
How do I change their email address or other personal information?
Can people use SavvyMoney on mobile devices?