PAYMENT PROTECTION PRODUCTS
Secure What Matters Most with Coverage You Can Count on from Security First Credit Union
Protecting what matters most starts here. Whether you’re driving your new car off the lot or securing funds for life’s important moments, utilizing payment protection products through Security First Credit Union helps you keep your financial future secure. We offer options designed to fit your unique lifestyle. With these smart and straightforward payment protection products, you can feel confident that you’re covered when it matters most. Let’s make sure you’re fully prepared for whatever comes next.
Debt Protection with Life Plus
Protect the things that matter most
Life can take some unexpected turns. That’s why there’s Debt Protection with Life Plus.
Financial Protection for the unexpected – protect the ones that matter most. [Debt Protection Program Name with Life Plus] could help your family’s financial situation against a variety of covered life events:
• Involuntary Unemployment
• Disability
• Death
For additional protections, Life Plus can extend your Debt Protection to address a wide range of circumstances, giving you the reassurance of knowing you’ve taken steps to help secure your finances.
• Accidental dismemberment
• Terminal illness
• Hospitalization or family medical leave
• Death of a non-protected dependent
Take a step toward financial security. Ask Security First Credit Union about Debt Protection with Life Plus today.
Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the contract for a full explanation of the terms. You will receive the contract before you are required to pay for Debt Protection with Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid. © TruStage DP-3415586.2-1123-1225
GAP Plus with Deductible Assistance
Essential protection for your vehicle loan and your finances
Coverage options that protect your vehicle loan – and your finances.
If your vehicle is deemed a total loss due to an accident or theft, you may wind up owing more on your loan than your auto insurance will cover. GAP Plus with Deductible Assistance may reduce or even eliminate that shortfall in the event your vehicle is deemed a total loss and may help reduce your next loan at the credit union, making it easier to get the replacement vehicle you’ll need. Also, if auto repairs cost more than your deductible, the deductible amount is applied to your loan, reducing what you owe.
Optional financial protection on your vehicle loan that helps you drive with confidence. Contact Security First Credit Union today to talk about how we can help protect you from sudden out-of-pocket expenses with GAP Plus with Deductible Assistance.
Talk to Security First Credit Union today about how we can help protect you from sudden out-of-pocket expenses with GAP Plus with Deductible Assistance.
GAP, which includes deductible assistance, is not insurance; it is an optional debt cancellation product. GAP will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP Fee to the amount financed under your contract will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. GAP purchased from state-chartered credit unions in FL, GA, IA, IN, UT, VT, and WI may be with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you purchase a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee. GAP purchased from state-chartered credit unions in CO, MO or SC may be canceled at any time during the loan and receive a refund of the unearned fee. © TruStage GAP-3415626.3-0124-0226
Mechanical Repair Coverage
As your vehicle gets older, the risk and cost of repairs increases.
Mechanical Repair Coverage may help limit the cost of covered repairs – and protect your finances.
With Mechanical Repair Coverage you can enjoy many valuable benefits among which are:
• Substitute transportation: up to $50 per day up to a maximum of 10 days, available on the first day of coverage. Options for traditional rental car or rideshare are available.
• 24-emergency roadside assistance: up to $125 per occurrence, includes towing, battery jumpstart, fluid delivery, flat tire assistance, lock-out service, and extracting your vehicle from an inaccessible area within 50 feet of a paved road or highway.
• No out-of-pocket expense (except for any deductible): the administrator pays the repair facility directly for the covered repair.
There’s so much our Mechanical Repair Coverage can do for you. Contact Security First Credit Union about the plan that’s right for you today.
Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA; where coverage is offered as insurance by Virginia Surety Company, Inc., in NH; where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX; where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK; where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA; where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. The purchase of Mechanical Repair Coverage is optional. This document provides general information about Mechanical Repair Coverage and should not be solely relied upon when purchasing coverage. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions and exclusions. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured. © TruStage MRC-3415612.4-0324-0426
