Are you searching for a Home Loan? Security First Credit Union is here to help! We offer various conventional loan products at fixed rates and flexible terms.

Home Equity - Primary Residence
Purchase/Refi - Owner Occupied (1 unit)
Purchase / Refi - Investment (1-4 Unit)
Vacant Lot Purchase/Refi - Future Residence
Vacant Lot Purchase/Refi - Investment

The examples above are based on LTV, credit score, and include a standard 1% origination fee for all purchase transactions. Payment examples do not include taxes, homeowners, flood, or windstorm insurance premiums. The total mortgage payment may be greater than what is shown above.


  • Rate depends on the loan amount, term, and credit score obtained from credit-reporting agencies. Loan subject to credit approval.
  • ** APR = Annual Percentage Rate. It is the annual cost of a loan to a borrower – including Financed Fees. The APR is effective September 1, 2023.
  • The information displayed is accurate as of the date of the latest update and is subject to change without notice. Please contact the Mortgage Department at (956) 661-4000, ext.1250, for more pricing details. Other restrictions may apply. Additional fees, terms, and conditions may apply.
  • Security First Credit Union will NOT subordinate our lien. The 1st lien must be with Security First to attain 2nd lien Home Equity.
  • Financing is available for properties in Willacy, Cameron, Hidalgo, and Starr County.
  • Closing costs may vary based on the transaction.
  • Rates are subject to change without notice.
  • Membership eligibility is required.
  • 1% origination fee based on loan amount (Not applicable on Home Equity and Refi Loans).
  • Please consult a tax advisor regarding the tax deductibility of interest and charges.