Welcome to Security First Credit Union!
Join us as we celebrate our 75th Anniversary with Cruise and Cash Prize giveaways!

You could win a Cruise Vacation for Two to Mexico, the Bahamas, or the Western Caribbean when you grow your relationship with us! Up to a $1798 Value!***

As the largest, homegrown financial institution in the Rio Grande Valley, and we are proud to be from the Valley, for the Valley. Our roots are here; our people are from here; we serve the community that lives here. Join us as we celebrate 75 years and service to generations of families in the Rio Grande Valley!

20

5-Day/4 Night Cruise Vacation Certificates For Two People!

10

Cash Prize Winners

($75 each)

24

Kids Club Coloring Contest

(3 winners per branch)

Ways to Earn Entries for one of the 20 Cruise Certificates and 10 Cash Prize Giveaways!

The more you grow your relationship with Security First, the more you’ll be rewarded with automatic entries for the drawings.

Become a new member!

= 10 automatic entries

Open a new Checking Account

= 5 automatic entries

Get a new Home Loan*

(All Mortgages, including Home Equity qualify) = 10 automatic entries

Get a new Auto Loan*

(New, Used, Refi) = 10 automatic entries (no limit)

Get a new Signature (Personal) Loan*

(Back to School & Family First loans are not eligible) = 5 automatic entries

Member Referral

Both the Referrer and Referee will earn entries = 10 automatic entries (no limit) Download Referral Coupon

Become a new Visa® Platinum Credit Card* Cardholder

= 5 automatic entries

Conduct a Visa® Platinum Credit Card 6 Month Balance Transfer

= 5 automatic entries

Get a new Instant Issue Debit Card

= 5 automatic entries

Enroll in Online Banking

(first-time enrollments only) = 5 automatic entries

Enroll in SavvyMoney® Credit Sense

(first-time enrollments only) = 5 automatic entries

Enroll in Direct Deposit

= 5 automatic entries

Enter by Mail

= 1 automatic entry (per household)

Already a Loyal Member?

To show our appreciation for our most loyal members, if you have three or more products or services with us at the start or finish of our 75th Anniversary celebration, we’ll automatically enter your name in the drawing!

Existing members with three (3) or more active products/services**

at the start of the promotional period earn 10 entries

New members with three (3) or more active products/services**

at the end of the promotional period = 10 entries

Existing members who are not enrolled in three (3) or more active products/services** at the start of the promotional period

but are enrolled in three (3) or more active products/services at the end of the promotional period = 10 entries

Kids Club Coloring Contest!

Our youth members can get in on the anniversary fun, too! Take part in our coloring contest, which will be judged at three different age group levels by each branch. One (1) winner will be selected per age category. Download our 75th Anniversary color page below and return your fully-colored page to your local branch to enter! Please refer to the Security First Federal Credit Union Official Rules for complete details.

Group 1: 5-6 years

Prize: $15 deposit

Group 2: 7-9 years

Prize: $25 deposit

Group 3: 10-12 yrs

Prize: $35 deposit

Cruise Giveaway FAQs

Your Cruise Certificate entitles you and your spouse, or guest, to a 5 Day/4 Night Cruise Vacation for two people to Mexico, the Bahamas, or the Western Caribbean aboard a Luxury Super Line Cruise Ship on Royal Caribbean and other major cruise lines. Your vacation includes a beautiful interior stateroom with a king-size bed or two twins (based on double occupancy), all onboard gourmet meals and snacks, 24 hour complimentary room service, dozens of exciting shipboard activities, a wide range of nightly entertainment, first run movies, and fabulous ports to visit and shop. This vacation is valued at up to $1,798.

Cruise Certificate recipients are responsible for:

  • Port charges, taxes, and customs and fulfillment fees of $43.60 per day/per person ($218 pp).
  • Transportation to and from the port, gratuities, bar beverages, selected spa services, personal expenses, shore excursions, upgrades, incidental fees, and additional guest and their accommodations.
  • Booking changes or cancellations.
  • Cruise insurance is available to protect travelers from medical emergencies and trip cancellation loss. Insurance is recommended and can be purchased at the time of booking your cruise, and is subject to the terms and conditions of the policy.
  • Certificates must be registered within 45 days of receipt. Simply follow the directions on the back of the certificate to register. There is a registration/processing fee of $24 per person ($48 total per certificate). Certificates are transferable upon request during the 45-day registration period.
  • On-board medical services.

You will have 18 months from the issue date to book and complete your cruise. Cruise certificates are not replaceable are non-refundable and have no value, if lost, stolen, destroyed, or expired.

There are over 175 sailing dates, with varied itineraries to choose from. There are also some extended 6 to 8 day cruises available. A list of available cruise dates & itineraries will be provided at the time of certificate registration.

Galveston, New Orleans, Jacksonville, Port Canaveral, Miami, and Los Angeles. Other ports are occasionally offered and may be subject to a surcharge. Transportation and cost to and from the port are the responsibility of the certificate holder.

You get a beautiful interior stateroom aboard a luxury cruise ship. The inside stateroom includes amenities such as 24-hour complimentary stateroom service and a pampering staff to make your stay comfortable and enjoyable.

Yes. You can upgrade to a higher deck, an ocean view stateroom, an outside stateroom with a balcony, a mini or large suite, or a family cabin that sleeps 4 people. There will be an additional upgrade fee to cover the cost difference, based upon the port of departure, travel dates, cruise line, cruise ship, and itinerary selected. All upgrades are subject to availability.

Yes. A cruise certificate can be extended up to an 8 Day/7 Night Cruise Vacation, at a special rate. Any extended cruise is subject to availability based on the port of departure, travel dates, cruise line, cruise ship, itinerary, and room allocations.

You can bring additional cruise guests and they will receive our special group rate pricing. Kids or guests in the same stateroom are usually at a significantly discounted rate. Larger family staterooms are available for an additional fee. We will always do our best to book additional guests on the same deck, and even arrange for them to have the same table for dining reservations.

Yes. For kids of all ages, and for no additional fee, young cruisers will spend time with qualified counselors and cruise staff. Under their experienced supervision, kids will enjoy games, activities, crafts, movies, parties, contests, great kid’s meals, desserts, and much more!

Once your cruise travel is booked, any changes or cancellations are subject to an administration fee or cancellation fee. These fees may vary depending upon the number of days before travel when the changes or cancellation takes place. Cruise insurance is available to protect travelers from medical emergencies and trip cancellation loss. Insurance is recommended and can be purchased at the time of booking your cruise, and is subject to the terms and conditions of the policy.

Proper travel documents are required throughout the cruise and are the responsibility of the guest. Any guest traveling without proper documentation will not be allowed to board the ship and no refund of the cruise passage will be given. All cruise lines strongly recommend guests travel with a valid passport or proof of citizenship such as an original or certified copy of a birth certificate, a certificate of naturalization, a passport card, or an enhanced driver’s license (EDL) as well as a government-issued photo ID. Please visit www.travel.state.gov for detailed information.

*Terms, conditions, and restrictions apply. Security First Federal Credit Union loan products are subject to credit approval. All loans must be funded during the promotional period to be eligible for entry into the drawing. Existing Security First Federal Credit Union auto loans are not eligible for refinancing. Qualifying product/service enrollments must be first-time enrollments. Other terms and conditions may apply. The promotional period may be extended or terminated at any time as determined by Security First Federal Credit Union in its sole discretion and without notice. Please refer to the Security First Federal Credit Union Official Rules for complete details.

**Non-qualifying active products and services: Back to School loans, Family First loans, Rep payee accounts, Trust accounts, IRA accounts, Business accounts, DBA accounts, Young Member Club accounts, Joint Minor accounts, TUTMA accounts, and uChoose Rewards.

***Cruise Vacation Certificate recipient is responsible for port charges, taxes, customs, and fulfillment fees. See cruise certificate for full details.

† Direct deposit must be recurring to qualify and be sent from an employer, pension, or government entity.