Now Available! Apply Today!

Up to $1,800  •  12 Month Repayment Plan  •  No Credit Check   •  17.99% APR*

Before you know it, summer is over and school is back in action. Ease the back to school process by taking advantage of our special Back to School loan offer. It’s perfect for purchasing all the necessities you’ll need to start the new school year right!

Back to School Loans are perfect for:School Supplies

  • Clothes & Uniforms
  • Electronics (Laptops, tablets, etc.)
  • New After School Club and Sports Expenses
  • College and Dorm Expenses
  • Etc!

This offer is only available online through Home Banking for SFCU members.  For questions, please contact our Call Center at (956)661-4000, Option 5, Monday-Friday, 5:00am-7:00pm  and Saturdays 9:00am-2:00pm.

Apply Now

Back to School (BTS) Qualification Requirements:

Loan Tiers:

  • First-time applicant: $1,200
  • If one (1) prior BTS Loan, $1,500
  • If two (2) prior BTS Loans, $1,800


  • 17.99% *Annual Percentage Rate.
  • No Credit check.
  • 12 Month repayment plan.
  • BTS loan offer valid August 1—31, 2018, and is available online only through Home Banking.
  • A valid email is required and must be the same in Home Banking.
  • Auto transfer for monthly loan payment required.
  • Two personal references are required. References cannot have the same physical/residential address or phone number as the member/applicant. No P.O. Boxes.
  • BTS loans with balances will be paid off with new loan proceeds, if approved.
  • Request may take up to three (3) business days, excluding weekends, for processing.

Loan Qualification Requirements:

  • A minimum of 12 months of membership.
  • All Accounts in good standing, at time of qualification.
  • 6 months established checking account.
  • 6 months of monthly direct deposit into checking or savings of $300 or over.
  • All loans must be current (Paid on or before Due Date).
  • No history of 30 day late payments on any active SFCU loans.
  • No history of charged-off SFCU accounts.
  • No history of 30-day late or missed SFCU credit card payments.