Who We Are

People – We’re not a bank – we’re a credit union! We are “member-owned and operated”. We care about our members and show it by offering member-priced products and services.

Future – We help our members establish a strong financial future. As a credit union and a not-for-profit financial institution, we help our members save money by offering lower loan rates and higher savings rates. We invest in the future of our youth by awarding scholarships to deserving students.

Life – We wouldn’t be here without you! Our focus is to help improve the financial lives of our members. As a member of Security First Credit Union, you are surrounded by people who understand your financial goals and are committed to helping you achieve them. This has been our singular focus for over 69 years.

Plan – We are here to help you plan for today and tomorrow. From your first debit card to retirement savings options – we’ve got you covered with a wide variety of choices for savings, spending, borrowing, and investing.

History – Our history is founded in the Rio Grande Valley. We have a proven history of forming relationships with our members to build and maintain a strong financial institution for our current members and future generations. Since we are member-owned, our purpose is simple – to protect and grow the assets of our members.

Build – We build lasting relationships with our members.

Goals – Our member’s financial goals are our goals. At Security First Credit Union, we are committed to helping our members achieve their financial goals by providing innovative tools, resources, products, and services that address the needs of our members.

Grow – We have grown from a small financial co-op to a mid-size financial institution with multiple branches.

Tradition – Life in the Valley is made up of deep traditions handed down from family to family. Security First Credit Union has been a tradition for generations of our members and their families.

Education – We’re here to help you learn about money and finances. We believe that we have the opportunity to educate the community on the importance of savings and financial independence.

Heart – Our heart is here in the Valley – we give back and volunteer proudly within the communities we serve and live in. Our employees and their families donate their time by volunteering at many community events yearly. We’re here to help!

Family – Always Family, Always First

Member Stories

From the Valley. For the Valley.

Hidalgo Federal Credit Union was founded to financially benefit the employees of the Federal Government who resided in the Rio Grande Valley.

The idea of establishing a credit union for Federal employees began in the home of Mr. Ned Jackson, who resided in Pharr, Texas, and through the sponsorship of the Hidalgo Chapter of American Federal of Government Employees, Hidalgo Federal Credit Union was founded. Mr. Jackson, along with five other men, contributed $5.00 each for the initial membership fee. On February 24, 1947, a Charter was issued. A Board of Directors was elected to represent the membership. This Charter included Civilian Federal Employees only and remained that way for 29 years.

By the mid ’70s, assets had increased to 3 million dollars, and loans were above 2 million dollars. There was a drastic need for additional funds to meet the growing loan demand, and therefore the Board voted to add state employees of Hidalgo and Starr Counties to the field of membership.

During the early ’80s, members expressed a demand for additional financial services similar to those of the banking industry. A share draft program and Money Management accounts were implemented. Direct Deposit became available to federal employees. An emphasis was also on growth, adding four new fields of membership to the credit union family.

In the ’90s “Operation Grass Roots” program was implemented to inform and encourage our membership to become active in the credit union movement. Growth steadily continued and expanded into Cameron County with the addition of two credit union mergers. A name change was necessary to represent the credit union and its membership better, and in 2000, Hidalgo Federal Credit Union became Security First Credit Union.

In May 2009, our newest branch and Administration Building opened in Edinburg. This first-rate facility is home to the President/CEO, CFO, COO, Marketing, Human Resources, and Training. The office offers a full-service branch with lobby and drive-thru services, including a 24/7 ATM for our member’s convenience.

In June 2009, we welcomed members of First Financial Community Credit Union. This merger expanded our valley locations to include an office in San Benito and two in Brownsville.

Security First Credit Union is the Rio Grande Valley’s largest “homegrown” credit union. We pride ourselves on being “from the valley, for the valley.” Our roots are here; our people are from here; we serve the community that lives here.